What Is a Bill of Lading & How Does Insurance Work in Auto Transport?

 

What Is a Bill of Lading & How Does Insurance Work in Auto Transport?

SLX Freight | slxfreight.com | 305-974-1825

When shipping a vehicle, two things matter most: proper documentation and proper protection. Here’s a quick breakdown to help you understand the process

What Is a Bill of Lading (BOL)?

The Bill of Lading is the most important document in auto transport.

It acts as:

A Receipt – It confirms the carrier picked up your vehicle.

A Condition Report – The driver marks all existing scratches, dents, or damages before loading.

A Delivery Report – At drop-off, you compare the vehicle’s condition to the pickup report.

A Legal Contract – It protects both you and the driver.

Always review and sign your BOL carefully at pickup and delivery.

How Insurance Works in Auto Transport

All professional carriers must carry FMCSA-required cargo insurance, which protects your vehicle while it’s being transported.

Here’s how it works:

1. Pre-Transport Inspection

The condition of your vehicle on the BOL determines what is and isn’t covered.

2. Coverage During Transit

If damage occurs while the vehicle is in the carrier’s possession, their insurance policy covers the repair costs.

3. Reporting Damage at Delivery

If you notice new damage, note it directly on the BOL before signing.

This is crucial for filing a successful claim.

4. Filing the Claim

You’ll provide:

The marked BOL

Photos

Repair estimates

SLX Freight helps guide you through the process to make it smooth and fast.

Why This Matters

Your BOL + the carrier’s insurance = your protection.

Understanding both ensures your vehicle is always moved safely and confidently.

Have questions or need a vehicle transported?

Call us: 305-974-1825

Visit: slxfreight.com

SLX Freight — Trusted Auto Transport Made Simple.